Forming an LLC

Forming an LLC, or limited liability company, makesorganization." This simple document can be prepared
good sense for many businesses.easily, often by filling in a form from the state
An LLC is a legal entity that can be created in all 50corporation division. Typical forms ask for the business
states and the District of Columbia. This structurename, address, and owners' names (owners may also
resembles both a corporation and a partnership. Thebe called "members"). All of the members, or owners,
owners of a limited liability company aren't personallymay sign the articles of organization, or they can
liable for any debts the business incurs, just like adesignate one person to complete them. Often the
corporation. At the same time, it has flexibility in itsmembers are required to name a "registered agent"
operations and a "pass-through" tax option like a solewho is authorized to receive legal papers on behalf of
proprietorship.the limited liability company in any future lawsuits.
Forming an LLC is relatively simple in most states.You must pay a filing fee, which can range from $100
However, if your state has high fees or high stateto $800 depending on the state. In addition, it's wise to
income taxes, and you don't plan to do business increate an operating agreement, which sets out the
your state of residence, you may want to considerrights and responsibilities of the members.
forming your company in a more business-friendlyFinally, you may be required to publish a legal notice
state such as Delaware or Nevada.regarding formation of a limited liability company. In all
The first step you need to take is to choose ancases, the business must have the proper local, county
available name that meets your state's requirements.and state licenses and permits required for your type
The name must end with the right designation, such asof service or industry.
LLC or "Limited Liability Company." In most cases,With these simple steps, and a minimum of investment,
LLC's are prohibited from using words such as "bank,"it's easy to see why forming an LLC is becoming the
"insurance," "corporation" and others.most popular way to start a business.
Next, you must file a form called "articles of