| The Imagine Gold MasterCard is intended for those | | | | will be able to avoid these high rates as well as the |
| with bad credit. It is a sub-prime credit card from First | | | | monthly maintenance fee while still taking advantage of |
| Bank of Delaware. In contrast to most other credit | | | | this card. You could further avail a 25 days grace |
| cards, this one necessitates you to set up an | | | | period. The imagine credit card possess an above |
| automatic payment plan from your checking account. | | | | average interest rate for purchases on this card. |
| The imagine credit card is basically an unsecured credit | | | | Therefore, the customers who can pay off monthly |
| card with some benefits. The key advantage of this | | | | balances in full will stay away from these charges and |
| unsecured credit card is that it reports to three major | | | | the monthly maintenance fee. |
| credit bureaus. This is an unusual opportunity for those | | | | Those with bad credit or even no credit would find |
| with poor credit and will qualify only for secured or | | | | Imagine Card tempting. It contains a very low setup up |
| prepaid cards that frequently not report to the credit | | | | fees compared to other sub-prime credit cards which |
| bureaus or charge fee in order to report to credit | | | | could easily be its distinguishing feature. For this reason, |
| bureaus. In order to open and maintain this account, | | | | those with good paying abilities and who can pay their |
| you have to pay fees of $150 for a whole year. You | | | | balances in full, do not mind paying the various fees, |
| also got to pay a $9.95 maintenance fee as long as | | | | and would prefer an unsecured credit card. They |
| you carry a principal balance. | | | | would then perceive how beneficial it could be. On the |
| In addition to these costs, you also require to pay a | | | | other hand, you must be aware that there are several |
| one time set-up pay of $4.95. This indicates that the | | | | fees in order to open and maintain this account. You |
| cardholder can anticipate a total of $274.35 fee in | | | | might unearth an annual fee, a monthly maintenance |
| case if the cardholder opts to bear a balance on a | | | | fee, and a one-time processing fee. Despite of various |
| monthly basis. The imagine credit card consists an | | | | fees, the total amount in fees that a cardholder can |
| above average interest rate for purchases, and the | | | | expect to pay in the first year is still low when |
| rate for cash advances is high. Conversely, those | | | | compared to many secured and prepaid cards. |
| cardholders who can pay their monthly balances in full | | | | |