Is Incorporating Right For You?

Deciding what kind of business entity makes the mostinclude maintenance of separate corporate finances,
sense for you depends on the type of business,official corporate meetings and minutes from those
various tax and liability issues, and the wishes andmeetings and periodic governmental filings. Though
plans of the owners. The main choices to consider arethese formalities may be time-consuming at first, they
the sole proprietorship, a general or limited partnership,are required to keep a corporation's liability protection
a limited liability company (LLC), or a corporation (inc.).intact for its investors.
A corporation is a legal entity formed and regulatedLimited Liability: One of the key advantages of a
under state and federal corporate laws. Eachcorporation is the liability protection it provides its board
corporation must have a board of directors,of directors and officers. However, that liability
shareholders who own stock in the corporation, andprotection can be breached if the corporation is not run
officers of the corporation who run the day-to-dayproperly. Lawsuits that successfully reach the
affairs of the business.individuals behind a corporation are called "piercing the
Corporations make a lot sense for companies whichcorporate veil."
are poised to grow and attract investors. Also,Taxes: There are two types of corporations when it
because a corporation has strict paperworkcomes to taxation: a C-Corporation and an
requirements, the business is usually easier to sell thanS-Corporation. A C-Corporation is the traditional
other types of businesses because it's easier for ancorporation and is subject to double taxation: the
outside buyer to determine exactly what is occurringcorporation pays corporate tax on its profits, and then
within the business. If you have visions of becoming athe individual shareholders pay personal income tax on
publicly-traded company, a corporation structure isany dividends that are distributed to them from those
required.same profits. An S-Corporation, on the other hand,
Characteristics of the corporate structure include:does not pay corporate tax, but instead passes all
Perpetual Existence: Corporations are designed to lastbusiness income through to the individual shareholders
forever. They are not dependent on the death of ato be reported as individual income and taxed
single owner, but can be sold or dissolved by voluntaryaccordingly.
action of the board of directors.While an S-Corporation can often be advantageous,
Control and Management: A corporation is managedthere are certain rules that must be followed in order
by a board of directors, who are elected by theto qualify. 1) The election to become an S-Corporation
shareholders. The board of directors, in turn, select themust be filed with the IRS within the first 75 days of
officers who handle the day-to-day business under theoperation of the company. This is accomplished by
guidance of the board of directors. Though there is nofiling IRS Form 2553. An S-Corporation can have a
statutory minimum for the number of directors, it ismaximum of 75 shareholders and can have only one
almost impossible to run a business with less thantype of stock. Also, shares of an S-Corporation cannot
three (3) directors because most decisions need to bebe held in a trust or be owned by individuals in another
made by a majority.state. Also, shares cannot be owned by another
Shareholder Rights: Shareholders have rights in acorporation. In other words, it cannot be a subsidiary
corporation, including the right to vote for the board ofcorporation.
directors, the right to share in profit distributions, and theSetting up a corporation is not complicated. There are
right to access financial and business records of thestandard forms to be filed with the Secretary of State,
corporation.along with your Articles of Incorporation. Bylaws of the
Stock: Shareholders receive stock in the corporation incorporation must be written and approved by the
exchange for their investment in the company.board of directors, stock certificates created, and the
Depending on the bylaws of the corporation, therevarious corporate formalities established.
may be various types of stock available, typicallyBefore creating any type of business entity, it's a good
common stock and preferred stock. Issuing stockidea to discuss the advantages and disadvantages of
requires approval of the board of directors and musteach type of business with an attorney, an accountant,
follow many federal and state securities laws.or other trusted business advisor. No one solution is
Corporate Formalities: Corporations must be observedright for every situation, so get the facts before you
to maintain the liability limitations that protect thedecide.
individuals who own the corporation. These formalities