L3Cs - A Sweet Honey of a Deal For Non-Profits

The hot topic in foundation circles today is the L3C,profit company." The chief goal of the L3C is to
otherwise known as the low profit limited Liabilityincrease the flow of both private and philanthropic
Corporation. Experts tout it as the latest developmentcapital to ventures that further a charitable or
in social enterprise. Several states are now legalizingeducational purpose of some nature. The L3C hopes
L3Cs and the tax and philanthropic benefits thatto accomplish this goal by wiping away some of the
accompany them. You may have read the recentlegal challenges associated with PRIs.
news concerning the Bill and Melinda Gates FoundationThe L3C combines the unique features of an LLC with
and its focus on "creative capitalism." There has beenthe "soul" of a nonprofit. L3Cs are profit-making
increased emphasis on social enterprise organizations,corporations, but their owners don't identify profit as
and its supporters are currently pitching their use fortheir primary purpose. The mission of an L3C is a
federal approval.social benefit, doing socially productive and useful
L3Cs are part of a movement to expand the scopethings, and only then earning a profit. By creating a
of charity, including foundation grants and individualvehicle that by law that complies with the requirements
donations beyond the 501(c) (3) public charity model.for a PRI, the L3C holds the potential of enhancing
L3Cs open up private foundation money to the socialsocial enterprise sector activity and even helping 501
enterprise sector; but only a very special kind of(C) (3)s that may choose to start a social purpose
private foundation money known as PRIs (or Programbusiness.
Related Investments). PRI investments can come to aOther Benefits of LLCs
L3C in the form of a loan or equity an investment.Since an L3C fundamentally is an LLC, it is absent a
Now, you might ask; what does the word investmentspecial election to be treated as a corporation for tax
have to do with non-profits organizations like youpurposes. The income from an L3C will be treated as
involved in Social Enterprise? Think of it as higha "pass-through" or "flow-through" entity for federal
engagement grant making activity. In the same way a(and generally state) income tax purposes. It provides
venture capital company invests in a for-profitits members with liability protection against the actions
enterprise in order to generate a return on investment.and debts of the L3C. It also provides great flexibility
A foundation looks at its PRI investment money towith no limitations as to who may be a member and
further the "effectiveness" of its charitable dollarsthere are few restrictions imposed on its management.
beyond making just an outright grant, which is theWhat L3Cs Are Not
traditional means by which that you and I are mostAs important as what L3Cs are, is what they are not,
familiar with. One of the unique aspects of PRI moneya L3C is not an IRC Section 501(c) (3) organization and
is that it comes back to the foundation grows and thenis not tax-exempt. It is not eligible to receive tax
is later "reinvested" for other PRI activities.deductible charitable contributions under IRC Section
Furthermore, the amount of PRI investment counts170. That said, PRIs are hybrids between grants and
toward the mandatory 5% that foundations areinvestments. Unlike grants, PRIs can be repaid and can
required to give out in order to maintain its legal statusproduce a modest return on the investment. A classic
as a private foundation.example of a PRI is a no interest or low interest loan
Fundamentally, an L3C is a limited liability companyto economically disadvantaged businesses that are
("LLC"), which is a type of for-profit legal entity thatunable to obtain conventional financing.
has existed throughout the World for over 1,000 years.So why do Foundations Make PRI investments?
LLCs are widely accepted and used, and are treatedSome private foundations feel PRIs-which are not
as partnerships for income tax purposes. Since, L3Csoutright grants but generally are required to be
are recognized as partnerships for income taxrepaid-may be more effective in motivating an
purposes, they file IRS Form 1065.organization to accomplish its mission in an
L3Cs are perfect for social entrepreneurs becauseeconomically efficient manner. Private foundations may
they expand the scope of charitable thinking in a waymake PRIs without violating the special excise tax
that sort of convenes a charitable status to "for-profit"rules applicable to private foundations. Furthermore,
corporations as well as nonprofit charities. A L3C canPRIs have certain advantages over other investments
also be considered to what is referred to as a "lowunder the private foundation excise tax rules.