| Personal injury lawsuits are claims brought to court for | | | | tuned.) |
| actual physical, mental and/or emotional harm suffered. | | | | Does your employer carry workers' compensation |
| These are not to be confused with other tort actions, | | | | insurance? |
| such as breach of contract or damage to property | | | | Does the owner of the property where you fell have |
| that doesn't include suffering harm to oneself. You can | | | | insurance? |
| be in a car accident and bang up your fender. You can | | | | If you suffer personal injury and the responsible party |
| even total your vehicle without personal injury (darn | | | | has no insurance coverage, sure you can still sue |
| miraculous, but it happens). A personal injury claim must | | | | them. But while it may even be possible to prevail on a |
| be substantiated by medical reports and bills proving | | | | personal injury claim in court against an uninsured party, |
| that the incident caused or greatly aggravated physical, | | | | what is there to collect? |
| mental and/or emotional suffering. | | | | Part of an attorney's job in handling personal injury |
| What are some examples of incidents of personal | | | | claims is to explore insurance coverages available. |
| injury for which you may wish to consider a lawsuit? | | | | Consult with an attorney if you have suffered harm |
| - Vehicular accidents | | | | and he/she can advise what your options are. Your |
| - Medical malpractice | | | | attorney may unearth existing insurance when you |
| - Work injury | | | | believed there was none. |
| - Slip and fall | | | | Talk to an attorney concerning personal injury as soon |
| Realistically breaking it down, what is the number one | | | | as possible. It's best to begin the research process |
| factor for seriously considering a lawsuit after one of | | | | even if you're unsure that you will ultimately file a |
| the above occurs? Insurance coverage. | | | | lawsuit. Evidence must be preserved and there are |
| Did the person who hit you have insurance coverage | | | | time deadlines for bringing your claim called statutes of |
| on his vehicle? If not, do you have uninsured coverage | | | | limitations. Your attorney and his paralegal will work |
| yourself? (I will discuss the importance of uninsured | | | | closely with you to bring about the most favorable |
| underinsured insurance coverage in later articles, stay | | | | outcome possible. |