Starting a New Business on Your Own

Starting a new business can be difficult, but it can be afor. This can be confusing to those starting a new
lot harder if you are doing it on your own. A lot ofbusiness and there are benefits to filing either way and
business owners bring in partners, accountants, andyou can read more about it on the Small Business
even lawyers to help them through the beginningAdministration website.
stages of business. Even if you are building your own3. Once you have decided which way you would like
business from the ground up, it doesn't mean that itto conduct business, it's time to register your business.
has to be a hard task to complete. As long as youYou will do this directly on your state's website. It will
have a clear plan of tasks you need to complete, youallow you to register your trade name and select the
should easily be able to get your business off theway you would like to conduct your business. This is a
ground.necessary process when starting a new business,
1. The first thing you need to do is make sure youalthough it will cost a fee it's usually minimal. The fees
business name is available. To do this you will use yourand filing process varies state to state but registering
state's website. There will be a link on the website thatonline is a lot cheaper than having an accountant file
will search for the business name you have decidedthe paperwork. After you have registered your
on. It will search current businesses that are registered.business, the paperwork with your employer
If the trade name isn't available you will have to think ofidentification number will be mailed to you.
a new one. It can get aggravating when the name you4. Once you receive your EIN, you can open your
have picked is in use, but when you are starting a newbusiness checking account. It's always smarter to keep
business you will want your business name to beyour business and personal money. You will need to
catchy, original, and describe the kind of work you do.keep track of all finances whether the money is
2. The next thing you will need to do is decide whethercoming or going. Things like receipts should be kept for
you will conduct business as a corporation or a soletax purposes.
proprietor. A sole proprietor does business as an5. The last thing you should do before you begin
individual. While your taxes as a sole proprietor will beworking is obtain business insurance. Just like you
easy to file, you will pay taxes at a higher rate than awould protect your personal assets, you should protect
corporation. You can file your business as ayour business ones as well.
corporation even if you are the sole owner andOnce you have everything set up legally, your assets
employee. Filing as a corporation will save money atboth personal and business are secure, and you are
tax time and it also gives your personal assets moreorganized it's time to start working!
protection against anything the company may be liable