| The timeline for foreclosure depends on the laws of | | | | New York - 120 days |
| your individual state. For instance, foreclosures can | | | | North Carolina - 60 days |
| occur as quickly as 30 days in Alabama and take up | | | | North Dakota - 90 days |
| to 10 months in Delaware. This article gives you the | | | | Ohio - 150 days |
| approximate timeline for foreclosure in each state. | | | | Oklahoma - 90 days |
| Alabama - 30-60 days | | | | Oregon - 120-180 days |
| Alaska - 90 days | | | | Pennsylvania - 90 days |
| Arizona - 90 days | | | | Rhode Island - 60 days |
| Arkansas - 120 days | | | | South Carolina -- Varies greatly because individual |
| California - 120 days | | | | Judges set time rather than having a statutory timeline |
| Colorado - 60 -180 days | | | | for foreclosure. |
| Connecticut - 60-150 days | | | | South Dakota - 90 days |
| Delaware - 90-300 days | | | | Tennessee - 60 days |
| Florida - 180 days | | | | Texas - 60 days |
| Georgia - 90 days | | | | Utah - Varies greatly because individual Judges set |
| Hawaii - 60 days | | | | time rather than having a statutory timeline for |
| Idaho - 150 days | | | | foreclosure. |
| Iowa - 150 days | | | | Vermont - 210 days |
| Illinois - 210 days | | | | Virginia - 60 days |
| Indiana - 150 days | | | | Washington - 120 days |
| Kansas - 120 days | | | | Washington, D.C. - 60 days |
| Kentucky -- Varies greatly because individual Judges | | | | West Virginia - 60 days |
| set time rather than having a statutory timeline for | | | | Wisconsin - 90 days |
| foreclosure. | | | | Wyoming - 90 days |
| Louisiana - 60 days | | | | These time periods are general guidelines from the |
| Maine - 90 days | | | | date the Notice of Default is entered to the time of the |
| Maryland - 60 days | | | | auction of the property. The timeline for foreclosure |
| Massachusetts - 90 days | | | | listed above does not include any Redemption Period. |
| Michigan - 60 days | | | | A Redemption Period is a time when homeowners |
| Minnesota - 60 days | | | | can buy back their property at the auction price. Only |
| Mississippi - 60 days | | | | about half of states have them and they range in time |
| Missouri - 60 days | | | | from 10 days in New Jersey to a full year in Ohio. |
| Montana - 150 days | | | | During the timeframe listed above, the homeowner can |
| Nebraska - 180 days | | | | take a number of steps to stop foreclosure. They can |
| Nevada - 120 days | | | | bring the payments current, sell the property either |
| New Hampshire - 60 days | | | | through traditional means or a short sale, get |
| New Jersey - 90 days | | | | refinancing, or turn the home over to the lender in a |
| New Mexico - 120 days | | | | Deed in Lieu of Foreclosure. |