| Recent news of natural disasters has caused many | | | | after your residence has been damaged. This |
| people to have flood and homeowners insurance on | | | | insurance not only protects you and your belongings, it |
| their minds. The first time people usually consider | | | | also covers liability or damage you may cause to |
| insurance is health insurance or because the law | | | | others. For example if someone slips and is injured |
| requires us to have car or homeowners insurance. | | | | inside of you home, you are liable not your landlord. |
| One type of insurance that is often skipped over is | | | | Everyone at one point or another will rent an |
| renters insurance. Renters insurance is not required by | | | | apartment and most tenants do not have renters |
| the law but is equally as important. | | | | insurance. Most people are not even aware of the |
| Many landlords do not require you to have renters | | | | concept and therefore they never think of getting it. |
| insurance, but it is necessary to have. Damage by | | | | With that said it is still a very important thing to have |
| wind to the rented property is obviously covered by | | | | and could potentially save you huge amounts of |
| the landlord, but what about you're personal items | | | | money with the multi-policy discount you would receive |
| inside that were also damaged in the storm? Along | | | | on other policies. If you are currently renting an |
| with covering the damages of your personal | | | | apartment or house there is no better time then now |
| possessions renters insurance also provides | | | | to start your policy. |
| temporary housing for you in the provisional period | | | | |